Commercial Auto Insurance In Naples
At G&P Insurance, we can get you into a policy that covers your commercial vehicles, thereby protecting the equipment that keeps your business going. Whether your company is a multi-vehicle operation or is a "fleet" of one, G&P will help you find appropriate protections to keep your enterprise healthy and growing passenger cars, delivery vans, delivery trucks, semi-trucks & trailers, construction vehicles.
What does commercial auto insurance cover?
Everyone knows they need to properly insure their personal vehicles. However, if you’re a business owner, you’ve got an obligation to cover any vehicle used in operating your business, too. As with personal vehicles, Florida law requires commercial vehicles to carry a minimum level of liability protection. At G&P Insurance, we’ll make sure you get coverages that balance your business’s need for protection against the realities of the world we live in.
We'll carefully consider the realities of your business, too. What type vehicles does your company operate? How many? How many drivers do you use? Do those drivers require special licensures (e.g., chauffeur's license, commercial driver's license, etc.)? Do you employ your drivers as regular employees or as contractors? How many hours on the road does your company and its operators and vehicles spend each week?
What does commercial auto insurance cover?
Liability Insurance
If you're at fault in an accident, liability covers damages you cause. That could mean damage to other vehicles, property, or even other injuries. This covers you if someone sues you over an accident
Comprehensive and collision
These are two separate coverages: comprehensive covers random acts of nature beyond your control (falling trees, hail, theft, fire, floods, glass damage, etc.) and collision covers car accidents.
Uninsured/underinsured motorist
These can be two separate coverages: one that covers your injuries and another that covers your vehicle's damages. Both kick in if a driver hits you and doesn't have insurance to pay for your losses.
How much does commercial auto insurance in naples cost?
The cost of commercial auto insurance in Naples, FL varies depending on your agreed-upon values of the policy, chosen deductibles, insurability, and other factors. To request a free commercial auto insurance quote, feel free to call us at (239) 353-3500 or fill out our online form.