Personal Umbrella Insurance In Naples

As unpleasant as it is to think about, the simple truth is that standard coverages might not be enough to protect you and your family against a large liability claim. A single event could, possibly, exhaust the payouts of standard policies—especially if you were sued and judged legally liable for someone else’s losses. That’s where personal umbrella insurance comes in.

Why would I need personal umbrella insurance?

 

If a guest in your home suffered an injury and sued for damages, a legal award could easily exceed the coverages provided by standard homeowners insurance. The same goes for standard car insurance if another driver, other passengers, or even your own passengers were injured in a wreck wherein you were driving. The same holds true for watercraft insurance, too.

 

What does personal umbrella insurance cover?

 

You can prevent payout shortfalls with personal umbrella insurance from G&P Insurance. Umbrella insurance starts paying once standard policies reach their liability limits. Umbrella policies offer multiple supplemental coverages, including some that might be excluded from standard insurance.

 

What Policies Can Personal Umbrella Insurance Supplement?

 

Personal umbrella insurance can serve as a supplement to: homeowner’s policies, auto policies, motorcycle policies, boat & watercraft policies.

 

How much does personal umbrella insurance in naples cost?

 

The cost of personal umbrella insurance in Naples, FL varies depending on your agreed-upon values of the policy, chosen deductibles, insurability, and other factors. To request a free personal umbrella insurance quote, feel free to call us at (239) 353-3500 or fill out our online form.