Homeowner Insurance In Naples

At G&P Insurance, we believe every house needs comprehensive homeowners insurance to truly feel like home. Knowing that your investment will be protected through unexpected calamity or misfortune adds peace-of-mind. Regardless of where your home’s located, no matter its age, size, value or type, G&P can customize a homeowner insurance policy to fit your budget.

What does Homeowner insurance typically cover?

 

Homeowners insurance is made up of coverages that may help pay to repair or replace your home and belongings if they are damaged by certain perils, such as fire or theft. It may also help cover costs if you accidentally damage another person's property or if a visitor is injured at your home.

  • DWELLING PROTECTION

    One of the basic coverages of a homeowners insurance policy is dwelling protection, which helps cover the structure of the home in which you live, as well as other structures that are attached to it, such as a garage or a deck, against certain risks.

  • OTHER STRUCTURES PROTECTION

    Most homeowners insurance policies also include coverage for other structures that are on your property but separate from your home, like a detached garage, tool shed or fence.

  • PERSONAL PROPERTY PROTECTION

    Homeowners insurance doesn't just help cover damage to your home. It may also provide coverage for the personal belongings you keep within it. Suppose your electronics are stolen from your home or your furniture is damaged by a fire. Personal property protection may help pay to repair or replace your belongings if they are damaged or destroyed by a covered risk. Many insurers offer optional coverages that may further help protect the stuff you own. For instance, you may be able to purchase extended coverage for items such as jewelry, watches and furs that have values above your personal property coverage limits.

  • LIABILITY PROTECTION

    A typical homeowners insurance policy provides liability coverage when someone not living with you is injured while on your property. Suppose a visitor trips over your broken porch step. Bodily injury liability coverage may help pay for your resulting legal expenses or the visitor's associated medical bills if you are found at fault. You may be able to increase your liability coverage limits by adding a personal umbrella policy. Your agent can explain what options are available to you.

 

Can I get a multi-Policy discount?

 

If you purchase home insurance through a G&P carrier and already carry existing policies with us, there’s a good chance you’ll qualify for discounts. Whether you’re an existing G&P policyholder or not, ask us about multiple-policy discounts when you bundle Florida home insurance with other policies.

 

How much does Homeowner insurance in naples cost?

 

The cost of homeowner insurance in Naples, FL varies depending on your agreed-upon values of the policy, chosen deductibles, insurability, and other factors. To request a free homeowner quote, feel free to call us at (239) 353-3500 or fill out our online form.