Life Insurance In Naples
Some people think life insurance is an extravagance only for the wealthy among us. Some people think they don’t need life insurance because they don’t have kids or other dependents or because they’re not married. In any of these circumstances, opting not to purchase life insurance coverage is a mistake.
What is life insurance?
A life insurance policy is a contract with an insurance company that provides a lump-sum payment, known as a death benefit, to beneficiaries upon the insured's death. Typically, life insurance is chosen based on the needs and goals of the owner.
What Happens if You Die Without Life Insurance?
If you are a parent, have you ever worried about what would happen to your kids if you died unexpectedly or after a long sickness? If you’ve never thought about such things, you should. Would there be enough money for your spouse to pay the bills? What about sending the kids to college? What about the student loans you still haven’t paid back? Then, of course, there’s your funeral and related costs. What about those?
Would your family have enough money without needing loans? Might your family go bankrupt without your income? Life insurance offers a practical answer to such issues. With proper life insurance coverage, you’ll gain the self-assurance that comes with knowing the insurance payments will take care of your family if you leave them behind. They’ll already be shattered by your death. Don’t compound their grief with inadequate life insurance.
What if you don’t have children, though? If you’re married without children, it’s still important to think about how your death would impact your spouse and household financially.
Maybe you’re not married. Does life insurance still matter? Ask yourself: How would your death impact the finances of any loved ones forced to go on without you?
Do I need life insurance?
Absolutely. This is the reality: Regardless of your financial circumstances, or marital and parental status, life insurance matters—very much. At G&P, we offer life insurance all over Florida. Regardless of your budget, we’d be delighted to review your life insurance options and help you construct a policy that fits your unique needs and budget.
How much does Life insurance in naples cost?
The cost of life insurance in Naples, FL varies depending on your agreed-upon values of the policy, chosen deductibles, insurability, and other factors. To request a free life insurance quote, feel free to call us at (239) 353-3500 or fill out our online form.